Scheduled Transfers

Scheduled Transfers

Scheduled Transfers

Scheduled Transfers

Scheduled Transfers

Scheduled Transfers

Seamlessly integrating new functionality into existing payment flows

Seamlessly integrating new functionality into existing payment flows

Seamlessly integrating new functionality into existing payment flows

Seamlessly integrating new functionality into existing payment flows

Seamlessly integrating new functionality into existing payment flows

Seamlessly integrating new functionality into existing payment flows

Q4 2024

Q4 2024

Q4 2024

Timeline

Requirements gathering, competitor analysis, wireframes & user flow mapping, Design QA

Requirements gathering, competitor analysis, wireframes & user flow mapping, Design QA

Requirements gathering, competitor analysis, wireframes & user flow mapping, Design QA

Scope

Q4 2024

Timeline

Requirements gathering, competitor analysis, wireframes & user flow mapping, Design QA

Scope

Background

Background

I designed a scheduled and recurring transfers feature for SeaBank Indonesia (part of SeaMoney, Sea Group's digital financial arm) to help users automate regular payments while maintaining a seamless experience for standard transfers.

I designed a scheduled and recurring transfers feature for SeaBank Indonesia (part of SeaMoney, Sea Group's digital financial arm) to help users automate regular payments while maintaining a seamless experience for standard transfers.

I designed a scheduled and recurring transfers feature for SeaBank Indonesia (part of SeaMoney, Sea Group's digital financial arm) to help users automate regular payments while maintaining a seamless experience for standard transfers.

The Challenge

The Challenge

86% of SeaBank users make regular transfers, with over half sending money to the same recipients repeatedly. Despite this clear need, the platform lacked automated payment scheduling capabilities that 43% of users were already utilising on competitor apps.

86% of SeaBank users make regular transfers, with over half sending money to the same recipients repeatedly. Despite this clear need, the platform lacked automated payment scheduling capabilities that 43% of users were already utilising on competitor apps.

86% of SeaBank users make regular transfers, with over half sending money to the same recipients repeatedly. Despite this clear need, the platform lacked automated payment scheduling capabilities that 43% of users were already utilising on competitor apps.

Business Opportunity

Business Opportunity

"How might we increase transaction frequency and customer retention by enabling seamless scheduled transfers?"

Goals:

  • Increase retention rates

  • Boost transaction frequency by 1.2x

  • Gain competitive advantage

  • Build sustainable customer habits

"How might we increase transaction frequency and customer retention by enabling seamless scheduled transfers?"

Goals:

  • Increase retention rates

  • Boost transaction frequency by 1.2x

  • Gain competitive advantage

  • Build sustainable customer habits

"How might we increase transaction frequency and customer retention by enabling seamless scheduled transfers?"

Goals:

  • Increase retention rates

  • Boost transaction frequency by 1.2x

  • Gain competitive advantage

  • Build sustainable customer habits

Research Insights

Research Insights

After analysing multiple competitor apps in the Indonesian market and reviewing user feedback, we identified key opportunities for differentiation:

  • Most competitors offered only basic scheduling options

  • Users faced limitations when editing scheduled transfers

  • Inconsistent experiences across payment journeys

  • Lack of proper notification systems for upcoming transfers

After analysing multiple competitor apps in the Indonesian market and reviewing user feedback, we identified key opportunities for differentiation:

  • Most competitors offered only basic scheduling options

  • Users faced limitations when editing scheduled transfers

  • Inconsistent experiences across payment journeys

  • Lack of proper notification systems for upcoming transfers

After analysing multiple competitor apps in the Indonesian market and reviewing user feedback, we identified key opportunities for differentiation:

  • Most competitors offered only basic scheduling options

  • Users faced limitations when editing scheduled transfers

  • Inconsistent experiences across payment journeys

  • Lack of proper notification systems for upcoming transfers

Impact & Results

Impact & Results

One month post-launch, we observed that:

  • 30% adoption rate among regular payment users

  • 11% increase in transaction frequency

  • 5% improvement in user retention for feature adopters

These metrics are early indicators of success. Long-term analysis will be needed to fully assess the impact.

One month post-launch, we observed that:

  • 30% adoption rate among regular payment users

  • 11% increase in transaction frequency

  • 5% improvement in user retention for feature adopters

These metrics are early indicators of success. Long-term analysis will be needed to fully assess the impact.

One month post-launch, we observed that:

  • 30% adoption rate among regular payment users

  • 11% increase in transaction frequency

  • 5% improvement in user retention for feature adopters

These metrics are early indicators of success. Long-term analysis will be needed to fully assess the impact.

Solutions

JumpQ revolutionises hawker centre dining with its digital ordering platform. No more waiting in lines or fumbling for cash. With JumpQ, customers can order from multiple stalls and pay seamlessly, all from their table. It modernises and streamlines the hawker centre experience, making dining out easier and more enjoyable for everyone.